HOW GAMBLING CAN SAVE YOU TIME, STRESS, AND MONEY.

file?-?�ˌchu?r-?? : a choice (regarding surrender the coverage for its money value or change the plan to at least one that has a scaled-down facial area total or to some term plan by using a shorter period) accessible to a policyholder who's got ceased having to pay rates ??settlement selection : an choice to get payments of the proceeds of a ex